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Streamline Refinance
How does this program help me?
There is one great benefit of having a government insured loan, the Streamline Refinance. This program will let you refinance no matter what your situation. You can apply for a loan and not have to worry about how much money you make, if you have assets or how much debt you have. You don't even have to worry about the value of your home since no appraisal is required. This is a great way to take advantage of today's low rates.
Who should I contact?
Any FHA or VA approved lender can do the program. You can use your preferred mortgage broker, bank or credit union. Call them and ask if they are approved to do FHA and VA loans.
What should I expect?
This loan is not much different than the process for a regular refinance. It should take 30 to 45 days depending on how busy the company is that you choose to do your loan. It should be a very easy process since there are so few qualification requirements.